Rates


(Effective February 1, 2016)


Share Account
Account Type
Rate
*APY
$1.00 and up
.25%
.25%
---
Share Drafts
.10%
---
---
Share Secured Loan
---
---
3% above secured rate


Certificate Rates
Account Type
Rate
*APY
Minimum
6 Months
0.35%
0.35%
$500.00
12 Months
0.40%
0.40%
$500.00
24 Months
0.65%
0.65%
$1000.00


IRA
Account Type
Rate
*APY
Minimum
IRA Certificate Rates (12 months)
0.40%
0.40%
$500.00
Roth IRA (12 months)
0.40%
0.40%
$500.00


Personal Loans
9-9-9
$900 for 9 months @ 9%
Payment varies on loan.
10-10-10
$1000 for 10 months at 10%
Payment varies on loan.
12-12-12
$1200 for 12 months at 12%
Payment varies on loan.
24-24-12
$2400 for 24 months @ 12%
Payment varies on loan.
Debt Consolidation Loans
Up to $5000 @ 15%
$5001-$7500 @15%
Credit Builder Loan
18%
PSL Loans (Overdraft Protection)
Maximum $500.00 at 17.00%
Chattel Lien
7.00% -- 9.00%
Signature Loans
15.00%
Fast Cash Loans
28.00%
Payment varies


New Auto Rates
2016 New Loans Auto Rates
36 Months 3.49%
48 Months 3.49%
60 Months 3.49%
72 Months
over $25,000
3.49%
 
2015 New & Used Auto Loans Auto Rates
36 Months 4.49%
48 Months 4.49%
60 Months 4.49%
72 Months
over $25,000
4.49%
 
2013-2014
36 Months 4.99%
48 Months 4.99%
60 Months 4.99%
72 Months over $25,000 4.99%
 
2012 and below
36 Months 5.49%
48 Months 5.49%
60 Months 5.49%
72 Months over $25,000 5.49%
 



Recreational Vehicles
2016 New Loans Rec. Vehicle Loan
36 Months 4.99%
48 Months 4.99%
60 Months 4.99%
72 Months over $25,000 4.99%
 
2015 Rec. Vehicle Loan
36 Months 5.49%
48 Months 5.49%
60 Months 5.49%
72 Months over $25,000 5.49%
 
2014 and below
36 Months 5.49%
48 Months 5.49%
60 Months 5.49%
72 Months over $25,000 5.49%



We will finance 100% of all collateral loans providing credit worthiness and value of collateral is approved. We finance tags, taxes, gap, and extended warranty insurance on autos, rec. vehicles, and motorcycles.