Products & Services 


TruStage Insurance

  • Life

  • Auto

  • Homeowners

  • Health


Regular Share Savings Account

  • Insured up to $250,000.00

  • Dividends Earned on Monthly Balance


Share Draft Checking

  • Student Checking

  • No-Check Checking

  • Club 50 Checking

  • Draft Checking


Club Accounts

  • Christmas Accounts

  • Vacation Accounts

  • Dividends Earned on Monthly Balance


Share Certificates

  • 6 Month Certificates

  • 1 Year Certificates

  • 2 Year Certificates

  • Dividends Earned on Monthly Balance


ATM/DEBIT Cards

  • On Site/Other Side Drive-Thru


Audio and Internet Banking

Audio Banking number: 864-274-0472 or press option 5 from our main line 864-227-4176.


Mobile App

  • Safe and Secure. Access your accounts 24 hours a day.

  • Use facial recognition, fingerprint authentication, or a 4-digit passcode for quick login.

  • View balances and transaction history with a running balance

  • Perform transfers between internal SMH FCU accounts

  • Free Bill Pay

  • View scheduled transactions, including pending deposits, upcoming transfers, and bill payments.